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What is a credit card lien?

A lien means that the property would not be able to be sold without first paying off the debt. In case of credit card debt, the creditors can go for filling a lien on the individual property of the cardholder.  Unsecured creditors can get a lien but they cannot claim or sell assets. They can, only have a lien put on it, so if it’s if ever sold, they get their money A lien is generally not approved against real property unless that it is established that the credit card debt was used to purchase the property . This is a definition on exactly what a credit card lien is.

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